Disclosures

1.Credit approval

All financing is subject to credit approval. Submitting an application does not guarantee an offer, and the terms available to you depend on your creditworthiness, the amount requested, and the lending partner.

2.Loan amounts and terms

• Loan amounts: $200 to $5,000
• APR range: 0% to 35.9%
• Repayment terms: 3 to 60 months

Terms may vary based on the lending partner or the size of the transaction. State interest rate caps may apply and may result in different terms than those shown.

3.Representative example

For example, a $2,500 purchase could cost $115.22 per month for 24 months at 9.9% APR, or $833.33 per month for 3 months at 0% APR.

Offers range from 0% to 35.9% APR based on the amount requested and creditworthiness. This example is illustrative only and is not an offer of credit. Your actual offer will show its own APR, monthly payment, number of payments, and total of payments before you accept.

4.Promotional 0% APR offers

Promotional 0% APR offers are available to qualified borrowers only. Not all lending partners participate in 0% interest programmes, and not every applicant or plan will include a 0% option.

These offers are not deferred-interest promotions. Where a 0% APR plan is accepted, no interest accrues in the background and no interest is charged retroactively at the end of a promotional period.

5.Fees

The following are not charged on financing obtained through this website:

• Origination fees
• Prepaid finance charges
• Participation or membership fees
• Late fees
• Prepayment penalties

You may pay off your balance early at any time without penalty.

6.Credit inquiries and credit reporting

Checking your rate involves a soft credit inquiry, which does not affect your credit score. A hard credit inquiry may occur only if you accept an offer and proceed, and may have a small, temporary effect on your credit score.

Loan performance may be reported to consumer reporting agencies. Late or missed payments may be reported and may affect your credit.

7.Lending partners

Payment options are provided by licensed lending partners. This website is not a bank and is not the lender. Your credit agreement is with the lending partner that originates your loan, and that agreement governs the terms of your loan.

8.State availability

Availability, loan amounts, APRs, and terms vary by state. State interest rate caps may apply. Financing may not be available in all states or for all types of service. The application will indicate what is available for your location.

9.Illustrative content

Payment examples, calculators, and cost ranges shown on this website are illustrative and are provided for general reference. They are not quotes, offers of credit, or guarantees. Price ranges for services are national averages that vary by provider, location, and case complexity.

10.Third-party comparisons

Comparisons with other financing providers are based on information published by those providers and on independent reporting, accurate to the best of our knowledge at the time of writing. Third-party terms change frequently — always check the provider directly for current figures.

Company and product names referenced on this site are trademarks of their respective owners and are used for identification and comparison purposes only. Their use does not imply affiliation with or endorsement by those owners.

11.Not financial advice

Content on this website is general information for educational purposes and does not constitute financial, legal, tax, or professional advice. It does not account for your individual circumstances. Consider seeking advice from a qualified professional before making a financial decision, and always read your full loan agreement before signing.

12.Contact us